Digital Investing Tools
Find practical digital investing tools for building a portfolio, understanding your investments, and making informed long-term financial decisions.
Whether you’re investing your first $100 or managing several investment accounts, start with the tool that matches your needs.
Just Getting Started?
Build a diversified portfolio with a guided spreadsheet designed for beginners.
Explore Beginner Portfolio BuilderAlready Own Investments?
Analyze ETF overlap, allocation, investment fees and retirement scenarios.
Explore Manticore FinanceWant to Learn First?
Explore free investing articles and additional educational resources.
Browse Investing ResourcesBuild Your First Investment Portfolio
A practical starting point for people who want to begin investing without getting overwhelmed by fund choices.
What Should I Invest In? Beginner Portfolio Builder
A guided Excel and Google Sheets portfolio builder that helps beginning investors create a diversified plan using low-cost index funds.
- Guided stock and bond allocation
- Vanguard, Fidelity and Schwab fund options
- Plain-English investment explanations
- Investment fee impact calculator
- Brokerage account setup guidance
Best for: People choosing their first long-term investment portfolio.
Understand the Investments You Already Own
Once you have multiple funds and accounts, choosing investments is only part of the challenge. You also need to understand how those investments work together.
Official Manticore Finance screenshot. Click to explore the software on Every Dollar Grows.
Manticore Finance
Manticore Finance is desktop investment-management software designed to help investors understand their complete financial picture.
Instead of only displaying account balances, it provides tools for evaluating investments, understanding portfolio risk, and exploring long-term financial plans.
- ETF overlap analysis: Identify underlying holdings and potential concentration.
- Portfolio rebalancing: Compare current holdings with target allocations.
- Net worth tracking: Organize assets and liabilities.
- Investment fee analysis: Examine investment costs and their long-term impact.
- Retirement planning: Explore financial independence scenarios.
- Historical analysis: Review portfolio behavior across past market conditions.
Best for: Investors who already own ETFs, mutual funds, stocks or multiple investment accounts and want deeper portfolio analysis.
Available for Windows and Linux. Not a native browser-based Chromebook application.
Affiliate link: Every Dollar Grows may earn a commission on qualifying purchases at no additional cost to you. Confirm pricing and features at checkout.
Which Investing Tool Do You Need?
These products solve different problems. Choose based on where you are in your investing journey.
| What you need | Recommended resource | Why |
|---|---|---|
| Build a first portfolio | Beginner Portfolio Builder | Guided fund selection and allocation |
| Analyze ETF overlap | Manticore Finance | Examine underlying holdings and concentration |
| Evaluate allocation and fees | Manticore Finance | Portfolio analysis and rebalancing tools |
| Learn investing fundamentals | Free Guides and Wealthfluent | Educational resources and additional instruction |
Take a Closer Look at Manticore Finance
Analyze portfolio overlap, asset allocation, investment fees, net worth, and retirement scenarios with dedicated desktop software.
Want More Investing Education?
Before paying for software, understand the fundamentals: diversification, investment risk, fees, and time horizons.
Every Dollar Grows provides free investing guides. You can also explore Wealthfluent as an additional third-party resource.
Wealthfluent
Wealthfluent may appeal to readers seeking more structured investing education beyond introductory articles and calculators.
Unlike Manticore Finance, which focuses on portfolio analysis and planning, Wealthfluent is presented here as an additional learning option.
Wealthfluent is an affiliate recommendation. Every Dollar Grows may earn a commission from qualifying purchases.
More Free Financial Resources
Build your understanding before making investment decisions.
Investing Guides
Learn about funds, diversification, risk, and long-term investing.
Browse Investing ArticlesBeginner Investing Guide
A broader introduction to investing and building wealth.
Read the Beginner GuideDigital Budgeting Tools
Strengthen your budget and cash flow before increasing investments.
Explore Budgeting ToolsPersonal Finance Books
Additional resources for learning about money and investing.
Browse the Book LibraryMore Digital Investing Tools Are in Development
We’re developing additional resources for portfolio planning, retirement preparation, and long-term wealth building.
Meanwhile, explore the Beginner Portfolio Builder, Manticore Finance, and our free investing guides.
Digital Investing Tools FAQ
Which investing tool is best for beginners?
The Every Dollar Grows Beginner Portfolio Builder helps beginners develop and understand an initial diversified investment portfolio.
What is the difference between Beginner Portfolio Builder and Manticore Finance?
Beginner Portfolio Builder helps you develop an initial plan. Manticore Finance provides deeper analysis of existing investments, including ETF overlap, allocation, fees, and retirement scenarios.
Are all digital investing tools one-time purchases?
No. Beginner Portfolio Builder is a one-time purchase. Manticore Finance offers a Standalone license and a Pro subscription. Other resources may use different pricing models.
Can Manticore Finance analyze ETF overlap?
Yes. Its ETF look-through tools help identify overlapping underlying holdings and portfolio concentration.
Does Manticore Finance work on a Chromebook?
Manticore Finance is desktop software for Windows and Linux. It is not a native browser-based Chromebook application.
Do these tools provide personalized investment advice?
No. The resources are educational and analytical. They do not replace personalized advice from a qualified professional.
Affiliate disclosure: Every Dollar Grows may earn commissions from qualifying purchases through affiliate links. This does not increase your purchase price.
Educational disclaimer: Investing involves risk, including possible loss of principal. These tools are intended for educational and informational purposes and do not constitute personalized investment advice.