Digital Investing Tools
Beginner-friendly investing tools designed to help you understand investing, build confidence, and grow wealth over time—without speculation or complexity.
What Should I Invest In? – Beginner Portfolio Builder
A beginner-friendly investing tool that helps you build a simple, diversified, long-term portfolio using low-cost index funds — without guesswork, jargon, or constant monitoring.
- Interactive portfolio builder spreadsheet (Excel & Google Sheets)
- Guided risk profile to determine stock vs bond allocation
- Fund selection for Vanguard, Fidelity, Schwab, or best available options
- Plain-English explanations of every investment choice
- Fee impact calculator to show how costs affect long-term growth
Includes step-by-step guides that walk you through opening a brokerage account, choosing the correct account type, funding it, and placing your first investment with confidence.
Get the Investing Portfolio BuilderThis investing tool follows widely accepted long-term principles used by firms like Vanguard, Fidelity, and Schwab, focusing on low-cost index funds and diversification.
More Digital Investing Tools Coming Soon
I’m building additional investing tools focused on long-term growth, simplicity, and confidence—designed to work seamlessly alongside the budgeting and saving tools in the Digital Budgeting Tools collection.
- Beginner investing planners
- Long-term growth calculators
- Retirement-focused tools
- Investing education resources
Explore Budgeting Guides
Explore Saving Guides
Browse the Finance Book Library
Frequently Asked Questions
Are these investing tools safe for beginners?
Yes. These tools focus on education, long-term investing principles, and simple tracking—not trading or speculation.
Do these tools give specific investment advice?
No. They provide educational guidance and examples, not personalized recommendations.
Are these one-time purchases?
Yes. There are no subscriptions or recurring fees.
Who These Digital Investing Tools Are For
These tools are designed for beginners who want to understand investing, build confidence, and grow wealth steadily over time—without complexity or stress.
If you want simple systems you can stick with and clear explanations you can trust, these investing tools are built for you.